When making purchases at some merchants, the pre-authorization amount is higher than the actual purchase. This is to allow a margin for tips, security, etc. The table below shows the percentage added for the pre-auth.
Please note, the transaction will be declined if your available balance will not cover the added pre-auth hold amount.
| Merchant Category |
|
Days on Hold |
| |
Extra Hold Percentage |
| |
Minimum Hold Amount |
| Hotels | 30 | 15% - 20% | ||||
| Rental agencies (not Auto Rentals) | 30 | 20% | ||||
| Restaurants and service industry | 30 | 10% | ||||
| Gas stations (swipe at pump) | 3 | $75.00 |
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