Schedule of Fees and Charges​

Schedule of Fees and Charges​

GET CARD
Primary Card (virtual): No fee
Physical Card: No fee
MovoCoin (Secondary card):  $0.50

ADD MONEY
Direct Deposit your paycheck or government benefits: No fee
Add cash at participating retail locations: No fee (third party fee may apply)
Add money from your bank account: No fee
Add money from a card (prepaid, debit or credit): 2.9% + $0.30 per transaction

SEND & RECEIVE MONEY
Send Money Person to Person: No fee
Receive Money Person to Person: No fee

SPEND MONEY
Purchase Transactions – Domestic: No fee
Purchase Transactions – International: Up to 3% of the USD converted transaction amount
Purchase Transaction Decline: No fee
Bill Payment Transaction Fee: $0.75

GET CASH WITH PHYSICAL CARD
ATM Withdrawal – Domestic: $2.00 plus applicable ATM Surcharge Fee*
(if Visa Plus Alliance Network ATM: No ATM Surcharge Fee)
ATM Withdrawal – International**: $2.00
ATM Balance Inquiry – Domestic: $1.00
ATM Balance Inquiry – International**: $2.00
ATM Decline – Domestic: $1.00
ATM Decline – International**: $2.00
Bank Teller Withdrawal: $3.00
Primary Card to Bank ACH Transfer: No fee

OTHER FEES
Physical Card Replacement : $7.00
ACH Return Fee: $15.00
ACH Decline Fee: $15.00
Fee for Check in the Amount of Card Account Balance Upon Card Cancellation: $2.50
Inactivity Fee, Monthly (if no balance affecting transactions within past 90 days): $4.94

 * If you use your physical Card to obtain cash at an ATM, you may be charged a separate surcharge fee by the ATM provider.

** Plus up to 3% of the USD converted withdrawal or fee amount.